Well and septic checklist for home buyers
- Find out what the home runs on: a private well, a septic system, or both. The listing, the seller's disclosure and county records usually say.
- Ask the seller for the records: the septic permit and system drawing, pumping and repair receipts, the well completion report (the well log), and any past water test results.
- Book the septic inspection as soon as the contract is signed. Ask whether the inspector opens the tank and checks the drainfield. A pump-out on its own is not an inspection.
- Book the water test through a state-certified lab, and ask about a flow test for the well.
- Ask the loan officer, in the first week, what the loan needs from the well and the septic system.
- Check each contractor's license with the state. groundroster.com/verify links every result to the state's own lookup.
- If anything fails, get a written quote from a licensed contractor before the inspection window closes. Septic repairs and replacements usually need a permit from the local health department.
- Before closing, collect every report, and for any repair, the permit and the final approval.
From groundroster.com/buying, which covers each step. Print it from your browser; the page prints the checklist alone.